How Diaspora Can Buy Property in Ghana Without the Hassle

For many Ghanaians living abroad and members of the wider African diaspora, buying property in Ghana is more than an investment—it’s a step toward reconnecting with home and securing financial stability for the future. Whether you’re planning to return someday, create a source of passive income, or simply diversify your portfolio, understanding the process of purchasing property in Ghana from abroad is crucial.

This guide is designed specifically for the diaspora, helping you navigate every stage—from researching locations to finalizing contracts—so you can buy with confidence and avoid common pitfalls. With Ghana’s real estate market booming, now is the perfect time to secure your piece of the homeland.

How Diaspora Can Buy Property in Ghana Step by Step Guide

Here is a clear roadmap tailored for diaspora investors who want to buy property in Ghana:

Research Prime Locations and Property Types

Start by identifying areas in Ghana that align with your goals. Accra, Kumasi, and Takoradi are popular for residential and commercial investments, while Prampram and Cape Coast offer affordable beachfront options.

Consider:

Proximity to family or future tenants.
Access to infrastructure (roads, electricity, water).
Security and neighborhood growth potential.

Understand Ghana’s Property Laws for Diaspora Buyers

Ghana allows non-citizens and diaspora to own property, but there are legal nuances:

Leasehold tenure: Foreigners are limited to leasehold (up to 50 years, renewable).
Customary lands: Approach stool/skin lands cautiously and verify ownership with the Lands Commission.
Building permits: Ensure permits are obtained to avoid future disputes.

Engage Reputable Agents and Developers

Partner with licensed real estate agents and developers who have experience working with diaspora clients. This minimizes risks of fraud or miscommunication.

✔ Check for:

Valid Ghana Real Estate Professionals Association (GREPA) membership.
Reviews from other diaspora investors.
After-sales support and property management services.

Inspect and Conduct Due Diligence

Even if you’re abroad, arrange for site visits or virtual tours. Hire professionals for:

Land title searches.
Boundary verification.
Structural inspections (for existing buildings).

Explore Diaspora-Friendly Financing Options

Funding your property doesn’t have to be a challenge. Options include:

Cash purchases.
Diaspora mortgages with Ghanaian banks.
Developer-led payment plans.
Joint investments with family members.

Finalize Contracts and Secure Ownership

Work with a qualified lawyer to review and finalize all agreements. Ensure:

Land or property titles are registered.
Tax obligations are clear.
All parties sign under proper witness.

Why Diaspora Should Invest in Ghana Real Estate

For Ghanaians living abroad and members of the wider African diaspora, investing in Ghana’s real estate market is more than an emotional decision—it’s a smart financial move. Ghana is currently one of Africa’s most stable and fastest-growing economies, offering attractive opportunities for property buyers seeking long-term value.

From political stability to rising rental demand, let’s explore why Ghana is the ideal destination for diaspora property investments.

Political Stability in Ghana for Diaspora Property Buyers

Ghana is widely recognized as one of Africa’s most politically stable countries. Since transitioning to democratic governance in the early 1990s, Ghana has maintained a peaceful political environment with smooth transfers of power and a strong legal system.

Why this matters for diaspora buyers:

Property investments are safeguarded by consistent rule of law.
Minimal risk of property confiscation or political unrest.
Foreign investors can confidently engage in long-term property deals.

With this stability, diaspora investors can rest assured that their real estate assets are secure.

Economic Growth Driving Diaspora Investments in Ghana

Ghana’s economy has experienced steady growth over the past decade, with significant contributions from sectors like oil, mining, and services. This economic expansion fuels the demand for housing, particularly in urban areas such as Accra, Kumasi, and Takoradi.

Key highlights for diaspora investors:

Rising GDP creates a stronger real estate market.
Urban migration is increasing demand for apartments and rental units.
Favorable foreign exchange policies make it easier for diaspora to send money home for investments.

Real estate in Ghana offers promising returns for those who act now while property prices are still relatively affordable compared to global standards.

Middle Class Expansion Creating Demand in Ghana

The growth of Ghana’s middle class is a critical driver of housing demand. With higher incomes and changing lifestyles, many Ghanaians are seeking modern homes and rental properties in secure, well-developed areas.

Why this benefits diaspora investors:

Increased demand for rental properties offers steady income streams.
Modern apartments and gated communities are in high demand.
Diaspora-owned properties can cater to a market willing to pay premium rates for quality housing.

This creates opportunities for diaspora buyers to invest in properties that cater to the aspirations of Ghana’s growing middle-income population.

Infrastructure Developments Supporting Real Estate Growth

Ghana’s government continues to invest in infrastructure projects such as improved road networks, modern airports, and reliable utilities. These upgrades enhance accessibility and increase property values in emerging neighborhoods.

For diaspora buyers:

Newly developed areas like Prampram and East Legon Hills are gaining value rapidly.
Properties near major infrastructure projects offer high potential for appreciation.

By purchasing property near infrastructure developments, diaspora investors position themselves for significant future gains.

Government Programs for Diaspora Engagement in Real Estate

The Ghanaian government actively encourages diaspora engagement through various initiatives aimed at simplifying property ownership:

Examples include:

Diaspora Affairs Office: Assists Ghanaians abroad with investments.
Homecoming Summit initiatives: Programs that connect diaspora with real estate opportunities.
Tax incentives for certain investments in housing developments.

Such supportive policies make it easier than ever for diaspora buyers to own property and participate in Ghana’s growth story.

Researching Locations and Properties in Ghana for Diaspora

One of the most critical steps in buying property in Ghana from abroad is selecting the right location and property type. For diaspora buyers, this decision involves balancing personal goals, market trends, and future growth potential.

Tips for Choosing the Right Location

When evaluating regions in Ghana, consider:

Urban hotspots: Cities like Accra, Kumasi, and Takoradi offer strong rental demand and long-term appreciation.
Emerging areas: Neighborhoods such as Prampram, East Legon Hills, and Tema are seeing rapid development and may offer more affordable options.
Proximity to amenities: Access to schools, hospitals, shopping centers, and transportation hubs adds value to your property.
Security and infrastructure: Ensure the area has reliable roads, electricity, water, and a reputation for safety.

For diaspora investors planning to rent out their property, areas near universities, business hubs, and expat communities are particularly attractive.

Selecting the Right Property Type

Ghana offers a range of property options for diaspora buyers:

Apartments: Ideal for rental income in urban areas.
Townhouses: Suitable for families and long-term stays.
Land: Offers flexibility for building your dream home but requires careful due diligence on ownership and permits.

Work with a trusted local real estate agent who understands the needs of diaspora clients and can provide virtual tours or verified listings.

Understanding Legal Requirements for Diaspora Buying Property in Ghana

Before purchasing property in Ghana, diaspora investors must familiarize themselves with the country’s legal framework to avoid disputes or financial loss. Ghana’s laws are welcoming to foreigners but include specific restrictions that every buyer should know.

Land Ownership Laws for Diaspora Buyers

Leasehold Tenure: Non-Ghanaians and diaspora buyers can only acquire leasehold properties for up to 50 years (renewable).
Freehold Restrictions: Freehold ownership is reserved for Ghanaian citizens.
Customary Lands: Be cautious with stool/skin lands (held by traditional authorities). Always confirm ownership with the Lands Commission.

Building Permits and Title Registration

Secure building permits before construction to avoid future penalties.
Conduct a title search at the Lands Commission to verify the property’s legal status and prevent double sales.

Key Legal Tips for Diaspora Buyers

Hire a qualified Ghanaian lawyer to guide you through the process.
Ensure all agreements are in writing and properly witnessed.
Pay taxes and register your property promptly to establish ownership rights.

By understanding these legal requirements, diaspora investors can protect their investments and enjoy peace of mind.

Land Ownership Laws for Diaspora Buyers in Ghana

When planning how diaspora can buy property in Ghana, it’s crucial to understand the country’s land ownership structure. Ghana’s constitution allows non-Ghanaians and diaspora investors to acquire property, but there are restrictions:

Freehold Ownership: Reserved exclusively for Ghanaian citizens. Diaspora buyers, even if of Ghanaian descent but holding foreign citizenship, are not eligible for freehold ownership.
Leasehold Ownership: Diaspora buyers can obtain leasehold rights for a maximum of 50 years (renewable). This applies to both residential and commercial properties.
Customary Lands: Approximately 80% of land in Ghana is under customary ownership. Purchasing such lands requires extra caution as traditional leaders (stool or skin holders) manage them.

Tip: Always engage the Lands Commission to verify ownership and avoid double sales or disputes.

Stool and Skin Lands Risks for Diaspora Buyers

“Stool” (in southern Ghana) and “Skin” (in northern Ghana) lands are managed by chiefs and traditional authorities. These customary lands make up the majority of available plots but come with significant risks for diaspora buyers:

Ownership Disputes: Multiple claims can exist on the same parcel of land due to poor documentation.
Unauthorized Sales: Chiefs or family members may attempt to sell land without proper authorization.
Boundary Issues: Exact boundaries may not be clearly defined, leading to encroachments.

Precautionary Steps for Diaspora Investors:

Conduct a thorough land title search at the Lands Commission.
Request a site plan and indenture from the seller.
Use a lawyer experienced in customary land transactions to validate documents.

Minimum Property Values for Diaspora Buyers

While there are no official “minimum investment thresholds” for diaspora buyers, certain practical considerations apply:

Urban Areas: In cities like Accra, Kumasi, and Takoradi, properties can range from $50,000 to $500,000 depending on location and size.
Rural Areas: More affordable, but access to infrastructure and appreciation potential may be limited.
Government Policies: In some cases, Ghana may set minimum values for foreign-owned properties to prevent market inflation and speculative purchases.

Tip: Set a realistic budget that includes not just the property price but also legal fees, agent commissions, and taxes (approx. 8–10% of property value).

Building Permits Process for Diaspora Investors in Ghana

If you’re planning to build on your purchased land, securing a building permit is non-negotiable. Without it, your construction could face legal challenges or demolition orders.

Here’s how diaspora investors can secure building permits:

Submit Application: Apply to the local Metropolitan, Municipal, or District Assembly (MMDA) where the property is located.
Provide Required Documents:
- Site plan approved by the Lands Commission.
- Architectural and structural drawings.
- Proof of land ownership (lease agreement or indenture).
Pay Fees: Fees vary based on location and project size.
Site Inspection: Officials inspect the site before granting approval.
Approval Timeline: Processing may take 4–8 weeks depending on the district.

Appoint a trusted representative or lawyer in Ghana to handle the application on your behalf if you are abroad.

Finding Trusted Agents and Developers in Ghana for Diaspora Buyers

One of the biggest challenges diaspora buyers face when purchasing property in Ghana is finding reliable real estate professionals. Engaging trustworthy agents and developers ensures your investment is secure and the process runs smoothly.

Here’s how you can identify and partner with the right property professionals.

How to Identify Agents with Proven Track Records

When you’re exploring how diaspora can buy property in Ghana, choosing the right agent is crucial. With the rise in property scams, it’s essential to work only with licensed professionals.

Tips for Finding Reputable Agents:

Check Licenses: Verify if the agent is registered with the Ghana Real Estate Professionals Association (GREPA).
Ask for References: Request contact details of previous diaspora clients.
Online Reviews: Look for verified Google reviews and diaspora forums discussing agent performance.
Avoid Upfront Payments: Genuine agents are paid commissions only after successful transactions.

Diaspora buyers should insist on video calls and virtual tours before proceeding with any deal.

Diaspora Focused Property Services in Ghana

Many developers in Ghana now offer specialized services tailored to diaspora investors. These services are designed to simplify the buying process and ensure diaspora buyers feel confident purchasing from abroad.

Key Features of Diaspora-Friendly Developers:

Virtual Tours and Online Booking: View properties remotely and reserve units online.
Flexible Payment Plans: Options like installment plans or diaspora mortgages.
After-Sales Support: Property management services for rental income or upkeep.
Legal Assistance: Some developers have in-house lawyers to help navigate ownership laws.

Choose developers with experience catering to diaspora clients and a solid reputation in Ghana’s real estate market.

Inspecting and Conducting Due Diligence in Ghana Property Deals

Before finalizing a property purchase in Ghana, diaspora buyers must conduct thorough due diligence to avoid fraud, disputes, or hidden costs. Whether you’re buying land or a completed house, verification is non-negotiable.

Here’s how to do it properly—even from abroad.

Why Site Visits are Essential for Diaspora Buyers

A site visit is one of the most effective ways to verify a property’s existence and condition.

For diaspora buyers abroad:

Arrange virtual site visits with the agent via Zoom, WhatsApp, or FaceTime.
Send a trusted family member or friend in Ghana to inspect the site on your behalf.

Seeing the property helps confirm that it aligns with listings and avoids “ghost properties” that don’t exist.

Hiring Professionals for Property Inspections

Engaging qualified professionals to inspect the property can save you thousands in potential repairs or legal issues later.

Experts to Hire:

Surveyors: Verify land boundaries and measurements.
Architects/Engineers: Assess building quality and compliance with safety codes.
Lawyers: Review documents and flag irregularities.

Diaspora buyers should only work with professionals recommended by reputable agencies or associations.

Title Searches and Verifications for Diaspora Buyers

A land title search is critical to confirm the ownership of property in Ghana. This process ensures the seller has legal rights to transfer ownership and protects diaspora buyers from fraudulent sales.

Steps to Conduct a Title Search:

Hire a lawyer to perform the search at the Lands Commission.
Verify that the land is free of disputes, encumbrances, or unpaid taxes.
Check whether the land is stool/skin land or government land.

Never skip a title search—even if the seller appears trustworthy. This single step can save you from losing your investment.

Financing Options for Diaspora Buying Property in Ghana

For many members of the diaspora, figuring out how to finance a property purchase in Ghana can feel like the biggest hurdle. The good news is there are multiple financing options designed to make the process easier—whether you’re paying upfront, choosing a developer payment plan, or using a mortgage.

Here’s how diaspora buyers can successfully fund their property investment in Ghana.

Paying in Cash as a Diaspora Property Buyer

For some diaspora investors, paying in cash is the simplest and fastest way to buy property in Ghana.

Benefits of Paying Cash:

Speeds up the purchase process—no delays waiting for loan approvals.
Gives you stronger negotiating power with sellers and developers.
Avoids interest payments or loan-related fees.

Risks to Consider:

Large cash transfers may trigger anti-money laundering checks.
Tying up too much liquid cash can limit your financial flexibility.
Greater risk if due diligence is not done properly before paying.

Always transfer funds through official banking channels and confirm the seller’s legitimacy before making any payments.

Developer Financing Options for Diaspora Buyers

Many Ghanaian developers now offer flexible payment plans tailored for diaspora clients. These plans allow you to pay in installments over time, making it easier to buy property without taking out a loan.

Features of Developer Financing:

Pay a deposit (20–30%), then spread the balance over 12–60 months.
Interest-free or low-interest options for shorter payment periods.
Available for off-plan and completed properties.

Ensure all agreements are documented and reviewed by your lawyer before signing. Some developers may impose penalties for late payments.

Using Foreign Banks to Finance Property in Ghana

If you prefer to finance your purchase using your overseas income, consider leveraging international banks that operate in Ghana or have relationships with Ghanaian banks.

Advantages:

May offer competitive interest rates for diaspora buyers.
Payments can be made directly from your foreign income.
Some banks offer diaspora mortgage products specifically for property investment back home.

Challenges:

Stringent eligibility requirements and higher down payments.
Currency exchange risks if the loan is in a foreign currency.

Local Bank Mortgage Options for Diaspora Investors

Several Ghanaian banks now provide mortgage options for diaspora buyers. These products are designed to make it easy for you to own property in Ghana while living abroad.

Key Features of Local Diaspora Mortgages:

Loan terms ranging from 5–20 years.
Loan-to-value (LTV) ratios of up to 70%.
Payments can be made from your foreign income or through local relatives.

Popular banks offering diaspora mortgages include:

Ecobank
Stanbic Bank
Fidelity Bank

Compare different banks to find the best interest rates, fees, and repayment terms. Always check if the bank requires you to open a local account.

Finalizing Contracts for Diaspora Property Buyers in Ghana

For diaspora investors, signing a property contract in Ghana is one of the most critical steps in the buying process. It’s the point where your financial commitment becomes legally binding, so it’s essential to understand every detail before putting pen to paper.

Here’s what diaspora buyers need to know to finalize contracts with confidence and secure their investment.

Understanding Property Details and Ownership Structure

Before signing any agreement, diaspora buyers must carefully review the property details and ownership structure to avoid future disputes.

Key Elements to Verify:

Ownership Type: Ensure you are clear whether it’s leasehold (maximum 50 years for non-citizens) or freehold (not allowed for foreigners).
Property Boundaries: Confirm dimensions and boundaries match the site plan approved by the Lands Commission.
Encumbrances: Check that the property is free from mortgages, unpaid taxes, or disputes.
Title Registration: Ensure the title will be registered in your name immediately after purchase.

Diaspora buyers should hire a qualified Ghanaian lawyer to verify all documentation and conduct due diligence.

Diaspora Obligations and Rights Under Ghana Law

Owning property in Ghana comes with both rights and responsibilities for diaspora buyers. Understanding these ensures compliance and protects your investment.

Rights of Diaspora Property Owners:

The right to leasehold ownership and renewals.
The right to collect rental income and sell the property.
Legal protection under Ghana’s property laws.

Obligations to Remember:

Paying Property Taxes: Diaspora buyers are required to pay annual property rates.
Maintenance Standards: Owners must maintain their property in line with municipal by-laws.
Lease Renewals: Apply for renewal before the lease expires to avoid forfeiture.

Set reminders for tax payments and lease renewals to avoid penalties or loss of ownership.

Handling Disputes in Diaspora Property Transactions

Disputes can arise from unclear ownership, boundary issues, or unmet contractual obligations. As a diaspora investor, knowing how to handle these situations is crucial.

Steps to Resolve Property Disputes:

Engage Your Lawyer Early: A legal representative can mediate with the seller or developer.
Use Alternative Dispute Resolution (ADR): Ghana encourages mediation and arbitration before resorting to court.
File a Complaint with the Lands Commission: For disputes involving land registration or encroachment.
Court Action as a Last Resort: Pursue litigation if other methods fail, but be prepared for longer timelines.

Prevent disputes by ensuring all agreements are detailed, signed by both parties, and witnessed.

Avoiding Common Pitfalls When Diaspora Buy Property in Ghana

For diaspora investors, buying property in Ghana is an exciting opportunity—but it’s not without risks. Many overseas buyers fall into avoidable traps due to distance, lack of local knowledge, or trusting the wrong people.

Here are common mistakes to watch out for and how to avoid them.

1. Skipping Due Diligence
Always verify land titles, ownership documents, and boundary plans through the Lands Commission. Many diaspora buyers lose money by purchasing disputed or non-existent properties.

2. Over-reliance on Family or Friends
While it’s tempting to delegate to trusted relatives, they may lack the expertise or be vulnerable to scams. Engage professionals like lawyers and surveyors instead.

3. Paying Large Sums Upfront
Never make full payments without a written contract and confirmed property inspections. Use escrow accounts where possible.

4. Ignoring Tax and Legal Obligations
Failing to pay property taxes or register titles promptly can result in fines or loss of ownership rights.

Pro Tip: Always appoint a qualified lawyer to oversee transactions and act as your legal representative in Ghana.

Cultural Considerations for Diaspora Investing in Ghana

Understanding Ghana’s cultural and social dynamics is essential for diaspora buyers. Property ownership is often influenced by family, community traditions, and the coexistence of statutory and customary laws.

Let’s explore how these factors impact your investment journey.

Family and Community Involvement in Property Deals

In Ghana, land and property often hold deep family and communal significance. As a diaspora buyer, you may encounter situations where:

Extended family members expect to be consulted about purchases.
Community leaders (chiefs, elders) play a role in approving land sales.

Maintain open communication with family in Ghana but rely on professional advisors for legal and financial matters.

Negotiation Tips for Diaspora Buyers in Ghana

Diaspora buyers are often quoted higher prices due to perceptions of wealth. To negotiate effectively:

Research Market Rates: Understand property values in the area before entering talks.
Work Through Trusted Agents: Locals can negotiate better terms on your behalf.
Be Patient: Avoid showing urgency, which can weaken your bargaining power.

Let your lawyer handle negotiations where legal issues are involved.

Understanding Legal Pluralism in Ghana

Ghana operates under both customary law (managed by traditional authorities) and statutory law (government regulations).

Customary Law: Applies mainly to stool/skin lands and may involve chiefs or family heads.
Statutory Law: Governs registered lands and titles through the Lands Commission.

Diaspora buyers should focus on lands with clear statutory titles to minimize legal complications.

Managing Timelines for Diaspora Property Acquisition

Buying property in Ghana often takes longer than expected due to:

Title verification delays at the Lands Commission.
Slow responses from developers or agents.
Cultural norms around time (the “Ghanaian time” factor).

Set realistic timelines and factor in extra weeks for processing paperwork. Patience is key.

Giving Back to Ghana Through Property Investment

For diaspora buyers, property investment is more than financial gain—it’s a way to reconnect and contribute to Ghana’s development.

Ways to give back:

Build affordable housing for locals.
Create rental units that support middle-class families.
Invest in eco-friendly developments to preserve the environment.

Property investment can strengthen your ties to Ghana and positively impact communities back home.

Tailored Investment Opportunities in Ghana for Diaspora

Ghana’s real estate market is evolving to meet the unique needs of diaspora investors. From affordable housing to high-end developments, there are now numerous investment opportunities designed specifically for Ghanaians abroad.

Diaspora-Focused Housing Developments

Many developers have created gated communities and apartments that cater to diaspora buyers, offering:

Modern Designs: Properties built to international standards.
Flexible Payment Plans: Spread payments over several years to make investing easier.
After-Sales Support: Services like property management and tenant sourcing.

High-ROI Commercial Properties

For diaspora buyers seeking income-generating assets, commercial real estate presents strong opportunities:

Retail spaces in urban centers.
Office buildings in growing business districts.
Short-term rental units for expats and tourists.

Off-Plan Projects and Land Investments

Purchasing off-plan properties (buying before construction is complete) or land in emerging areas like Prampram and East Legon Hills allows diaspora buyers to secure assets at lower prices with high appreciation potential.

Always verify the developer’s credibility and confirm permits before committing to off-plan or land purchases.

Conclusion: How Diaspora Can Buy Property in Ghana

Buying property in Ghana as a diaspora investor is an empowering step toward building wealth and maintaining strong ties to home. With Ghana’s stable economy, supportive government policies, and growing real estate market, the timing has never been better to invest.

Key Takeaways:

Conduct thorough research and choose locations with strong growth potential.
Understand legal requirements like leasehold limitations for foreigners.
Work with trusted professionals to avoid scams and secure your investment.
Explore flexible financing options like developer payment plans or diaspora mortgages.

Whether you’re looking for a family home, rental property, or commercial investment, now is the time to act. Start by consulting verified real estate experts in Ghana who specialize in helping diaspora buyers achieve their goals.

Secure your piece of Ghana today—and build a legacy for generations to come.

Frequently Asked Questions About How Diaspora Can Buy Property in Ghana

This section addresses the most common questions diaspora investors ask about purchasing property in Ghana, helping you make informed decisions.

Can Diaspora Buy Property in Ghana Legally?

Yes, diaspora buyers can legally purchase property in Ghana. However, there are restrictions:

Leasehold Tenure: Non-Ghanaians and diaspora with foreign citizenship can only acquire leasehold properties, typically for up to 50 years (renewable).
Freehold Ownership: Reserved for Ghanaian citizens only.

To ensure a smooth process, hire a qualified Ghanaian lawyer and verify property documents through the Lands Commission before purchasing.

Do Diaspora Need to Be Present in Ghana for Purchase?

No, diaspora buyers do not need to be physically present in Ghana to complete a property purchase. You can appoint a trusted representative or lawyer with power of attorney (PoA) to act on your behalf.

Many developers and agents also offer virtual tours and online signing options to assist diaspora buyers living abroad.

How Diaspora Can Finance Property Purchase in Ghana?

Diaspora buyers have several financing options:

Cash Payments: Best for faster transactions but requires caution.
Developer Payment Plans: Spread payments over time, often interest-free
Diaspora Mortgages: Offered by some Ghanaian and foreign banks for Ghanaians living abroad.

Compare financing methods to find one that fits your budget and long-term plans.

How Long Does Property Buying Take for Diaspora?

The timeline varies depending on the property type and due diligence process:

Completed Houses: 4–8 weeks for document verification and contract signing.
Off-Plan Projects: Construction timelines can range from 12–36 months.
Land Purchases: Title searches and registration may take 6–12 weeks.

Start early and allow extra time for processing if you’re buying from abroad.

What Are Ongoing Costs of Owning Property in Ghana?

As a diaspora property owner in Ghana, you’ll need to budget for:

Annual Property Rates: Paid to the local municipal authority.
Maintenance Costs: If renting out, consider hiring property management.
Utilities: Electricity, water, and waste collection fees.
Lease Renewal Fees: If applicable, to extend leasehold tenure.

These costs vary by location and property type, so confirm with your agent or lawyer.

With the right planning and professional support, diaspora buyers can successfully purchase and maintain property in Ghana—even from abroad.